2021 was a year that we saw a LOT of change in the real estate industry! Here's a look at some stats that show just how wild a ride it was! If you know anyone, anywhere considering buying or selling a home, start their journey out on the right path. Connect them with a trusted professional. It would be my honor.

_Year_in_Review_standard

Way too much of our personal information is being sold every day.  If you’re tired of your email inbox being loaded with spam, or worse, there ARE things you can do to regain some control.  Here’s a simple idea: Create a throwaway email account.

 

This article courtesy of Kurt Knutsson at Cyberguy.com. He’s a favorite. Highly suggested follow.

 

Do you feel like you’re giving out your email address more and more these days?

Websites left and right are making us sign up for accounts and more likely than not, you’re required to enter an email address. While sometimes it’s worth it to gain “points” or “rewards” on various websites, there may be times you wish you had a fake email address to give out instead.

Did you know that you can create a “disposable email address”? This is a throwaway account, so you can stop handing out your real email address anytime you’re asked. This will not only help stop clogging up your inbox, but you’ll be making it way more difficult for companies to sell your personal information using your real name and email.

There are 2 types of Disposable Email Addresses:

  • A “permanent” throwaway email can be used for a longer period of time, which might be a good option if you’re signing up for a website or social media account that you don’t want to give personal information to but will be using for a while.
  • A “disposable” email is a temporary email that will be deleted after you get your use out of it.

 

For full article and detailed guidance visit Cyberguy.com.

This article courtesy of Kurt Knutsson at Cyberguy.com. He’s a favorite. Highly suggested follow.

Three common and growing scams and how to protect yourself this gift giving season.

A Seller’s Disclosure Statement or Property Disclosure provides information on the condition of the property. i.e. Do the appliances work, is the property on well or city water, how old is the roof and does it leak, etc.  Most states ( Michigan specifically) require the seller of a home to provide one before accepting an offer. This statement is described in the Michigan Seller Disclosure Act.

In order to comply with the law, a seller should make a copy available right away. A buyer should expect a copy to be available for review right away too.  If you receive an offer  before providing the disclosure statement, be sure to provide it before you accept the offer.

Many buyers are making all cash offers today. But, due to mortgage seasoning requirements (normally 6 months), many of them are concerned they won’t be able to free up their cash after they close.
Coast One Mortgage has successfully negotiated a seasoning requirement waiver on all their conventional, jumbo and portfolio products.  Simply put, you can pay cash for a property, and immediately turn around and do a cash-out refinance, up to 85% for all conventional loans, and 89.99% on all jumbo and portfolio products, to extract your money back out of the property!  Moreover, NO Private Mortgage Insurance policy.
Call me for more information.
(614) 674-3939

What's Going on Around Lake Charlevoix?

Scan the QR codes with your mobile device.  The codes direct your browser to the official calendar page of each organization's website.

If you discover a link is no longer active, please notify me.

Did you know there are over 99 miles of waterways through 12 lakes on the Chain of Lakes Water Trail ?  As a result, there are hundreds of beautiful homes and picturesque building sites available.

Check out my “Chain of Lakes” custom search on my Properties page. It highlights available homes in this special area of Michigan.