Financing

Buying Should I Buy OR Should I Rent? Either way, you’re going to be paying more. The difference is, with homeownership, you’re also gaining equity over time which will help grow your net worth. Mortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if you’re planning to buy a home. Here’s some information that can […]
Buying Taking a Look at Inflation and Mortgage Rates If you’re following today’s housing market, you know two of the top issues consumers face are inflation and mortgage rates. Let’s take a look at each one. Inflation and the Housing Market This year, inflation reached a high not seen in forty years. For the average consumer, you probably felt the pinch at the gas pump and in the […]
Buying What’s Mortgage Pre-Approval? It’s a Critical First Step Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and helps sellers know your offer is serious. Connect with a trusted […]
Buying Three Things Buyers Can Do in Today’s Housing Market It’s clear the 2022 housing market has been defined by rising mortgage rates. With rates on the rise, it’s also become more costly to purchase a home. According to the National Association of Realtors (NAR): “Compared to one year ago, the monthly mortgage payment rose to $1,944 from $1,265, an increase of 53.7%.” If you’re thinking of buying a […]
Buying Expert Forecasts on Mortgage Rates If you’ve been thinking of buying a home, you may have been watching what’s happened with mortgage rates over the past year. It’s true they’ve risen dramatically, but where will they go from here, especially as the market continues to slow? As you think about your homeownership goals and decide if now’s the time to make […]
Buying The COST of Waiting to Buy Do rising interest rates have you thinking twice about purchasing a home?  You might think again.  Waiting to purchase could cost you thousands in lost equity.  Below is an example. Every buyer’s circumstances are different of course so call me. Let’s talk about it and run the numbers for you.
Buying The 4 Most Common Mortgage Programs Choosing the right loan is EXTREMELY important when considering a mortgage! If you’re considering entering the market this spring, here’s a breakdown of the numbers on four of the most used loan types. Want to talk? Click About Me→Contact Page.
Financing New Delayed Financing product from Coast One Mortgage Many buyers are making all cash offers today. But, due to mortgage seasoning requirements (normally 6 months), many of them are concerned they won’t be able to free up their cash after they close. Coast One Mortgage has successfully negotiated a seasoning requirement waiver on all their conventional, jumbo and portfolio products.  Simply put, you […]
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